Small business term

A fully amortizing term loan designed to help your business grow

Contact us to find out what’s right for you and your business.
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Loans up to
Rates as low as
Decisions as fast as
24 hours

A small business loan can elevate your business

With a lump-sum deposit into your account, specific term lengths, and fixed payments, a small business term loan can be just what your company needs to elevate to the next level! At One Team Capital, our goal is to work with and guide you to the highest quality financing products available to facilitate your company’s growth. Several types of term loans are being offered in the marketplace today, and it can be difficult to find out what separates them. Speak with a One Team Capital representative today and we can help make what is difficult for others, easy for you!

With the right term loan, you can:
Hire additional staff
Upgrade facilities
Refinance debt
Increase marketing campaigns
Purchase equipment

All you need to qualify.

680+ FICO Score
Commercial Credit
2+ Years in Business
$20K Monthly Deposits
3 Bank Statements
Signed Application
Two men cooking a meal
Quality attributes make for quality experiences:
Simple application process

Easy as 1, 2, 3. Apply now!

Quick underwriting decisions

Our team of underwriters knows fast decisions are paramount.

Loan amounts up to $250,000

Choose the amount that fits your business needs.

No prepayment penalties

Ready to pay it all back? No problem!

Bi-weekly and monthly payment options

Flexible payment schedules ensure your business success.

Fully amortizing

Paying off a fully amortized loan ahead of schedule could save money on interest.

12-48-month term lengths

Short or long-term, we've got your back!

APR starting at 10.99%*

Rates are subject to information found in application.

Super simple process to locate financing that works best for you.

Making the application process simple and efficient gives our clients the ability to remain engaged with the day-to-day responsibilities of their business, while OneTeam delivers financing results


Complete the application

Submit your file securely with our online application or call us at 201-442-5990.


Help us learn more about you

A OneTeam representative will reach out to listen, learn and discuss your business' options.


Get approved funding

Reviews offers with your OneTeam representative and choose what works best for you.


Receive the funds

Financing proceeds electronically transferred to your account in as little as 24 hours!

Businesses helped
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