Short term working capital

Financing at the speed of business.

Contact us to find out what’s right for you and your business.
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Loans up to
Rates as low as
Decisions as fast as
24 hours

A short-term working capital loan may be just what your business needs.

Not all loans need to be long terms and big money. Sometimes a smaller amount and shorter term is just what the business needs. A short-term working capital loan from OneTeam can inject capital into your cash flow as quickly as the same day to mitigate any situation of need. A bit more expensive than traditional forms of financing, short-term working capital loans are processed quickly and can be the answer to a great business opportunity or an unexpected immediate need.

With the right short-term loan you can:
Satisfy open debts
Make payroll
Purhcase inventory
Finance upcoming jobs
Repair/maintain essential equipment

All you need to qualify.

680+ FICO Score
Commercial Credit
2+ Years in Business
$20K Monthly Deposits
3 Bank Statements
Signed Application
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Quality attributes make for quality experiences:
Simple application process

Easy as 1, 2, 3. Apply now!

Quick underwriting decisions

Our team of underwriters knows fast decisions are paramount.

Short-term loan amounts up to $1,000,000

Choose the amount that fits your business needs.

Daily, weekly, and bi-weekly payment options

Flexible payment schedules ensure your business success.

3-24-month term lengths

Short or long-term, we've got your back!

Decisions in less than 24 hours

Fast decisions means faster capital!

Super simple process to locate financing that works best for you.

Making the application process simple and efficient gives our clients the ability to remain engaged with the day-to-day responsibilities of their business, while OneTeam delivers financing results


Complete the application

Submit your file securely with our online application or call us at 201-442-5990.


Help us learn more about you

A OneTeam representative will reach out to listen, learn and discuss your business' options.


Get approved funding

Reviews offers with your OneTeam representative and choose what works best for you.


Receive the funds

Financing proceeds electronically transferred to your account in as little as 24 hours!

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