Business line of credit

Revolving Line of Credit.
Always have a backup plan.

Revolving Line of Credit. Always have a backup plan.

Contact us to find out what’s right for you and your business.
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Loans up to
Rates as low as
Decisions as fast as
24 hours

Secure access to financing whenever you need it

When you need money, it’s better to be looking at it instead of looking for it! A revolving line of credit allows you to draw money at any time and is extremely helpful when dealing with surprise expenses or emergency maintenance situations. The flexibility of a revolving line of credit ensures you’ll always have a backup plan.

Common uses are:
Monthly recurring expenses
Hiring additional staff
Purchasing inventory
Conducting maintenance

All you need to qualify.

680+ FICO Score
Commercial Credit
2+ Years in Business
$20K Monthly Deposits
3 Bank Statements
Signed Application
Quality attributes make for quality experiences:
Simple application process

Easy as 1, 2, 3. Apply now!

Quick underwriting decisions

Our team of underwriters knows fast decisions are paramount.

Loan amounts up to $250,000

Choose the amount that fits your business needs.

No prepayment penalties

Ready to pay it all back? No problem!

Bi-weekly and monthly payment options

Flexible payment schedules ensure your business success.

Fully amortizing

Paying off a fully amortized loan ahead of schedule could save money on interest.

12-36-month repayment terms

Short or long-term, we've got your back!

APR starting at 10.99%*

Rates are subject to information found in application.

A business man speaking on the phone while sitting

Super simple process to locate financing that works best for you.

Making the application process simple and efficient gives our clients the ability to remain engaged with the day-to-day responsibilities of their business, while OneTeam delivers financing results


Complete the application

Submit your file securely with our online application or call us at 201-442-5990.


Help us learn more about you

A OneTeam representative will reach out to listen, learn and discuss your business' options.


Get approved funding

Reviews offers with your OneTeam representative and choose what works best for you.


Receive the funds

Financing proceeds electronically transferred to your account in as little as 24 hours!

Businesses helped
Loans delivered
A+ Rating